Secure Online Credit Card Processing
NPS® provides the industry leading Authorize.Net Payment Gateway Solution for our internet credit card processing merchants. Our merchants have the ability to use Weblink, Virtual Terminal and/or AirPay. WebLink is a secure online payment-processing system that allows Internet-based businesses to authorize, process and manage credit card transactions directly from their Web site.
WebLink works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from a merchant's own secure transaction page, or it displays a customizable transaction page hosted on an Authorize.Net secure server, for the customer to fill out.
The customer's information is encrypted using 40- or 128-bit Secure Socket Layer technology and sent to an Authorize.Net transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to three business days.
Merchants can check the status of transactions or run reports on past activity by going to the Authorize.Net Web site and logging on to their own password-protected Authorize.Net site.
Linking a merchant's Web site to the Authorize.Net WebLink system is simple. The merchant's Web site designer or developer simply inserts a few lines of HTML code (which we provide) onto the transaction page. Authorize.Net supports most available shopping cart software, so it integrates easily with most e-commerce solutions.
VIRTUAL TERMINAL
Process credit card transactions from your PC
The Authorize.Net Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.
Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems.
Businesses with an Authorize.Net account simply access the Virtual Terminal through our Web site using any Web browser. After logging into their Authorize.Net account using a unique user ID and a password, merchants can access the complete range of Authorize.Net services -- authorizations for purchases, credits and returns, status and activity reports, and much more.
To authorize credit card transactions, the merchant completes an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this takes around three seconds -- the merchant receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to three business days.
Merchants can also check the status of transactions and run a variety of reports right from the Authorize.Net On-line Interface.
HOW TO APPLY
The Complete Payment Gateway and Credit Card Transaction Processing Package!
Signing up with NPS® Payment Processing for an Authorize.Net payment gateway account provides you with all the tools and services listed above in one package.
To apply, receive more information or talk with a NPS® merchant services representative, call 1.800.791.8764 or E-mail us.
